KAVARADY CO-OPERATIVE AGRICULTURE SOCIETY LTD

Year of establishment:1976-77
Names of villages covered :Kavaardy , Balkoor, Japthi, Halandu.

Board of Directors

SRI G.SEETHARAM SHETTY.

President

SRI SANTHOSH POOJARY

Vice President-

SRI N. JAYARAM HEGDE

C.E.O

Directors

SRI CHANDRA SHEKHAR HEGDE

SRI DEVANANDA SHETTY

SRI DINESH ACHARYA

SMT. P. SHEELAVATHI SHETTY

SMT. JHYOTHI PUTHRAN

SRI BHOJA HARIJANA

SRI UDAYA SHETTY
Supervisor

Deposit Schemes

1.SAVINGS ACCOUNT
2.FIXED DEPOSIT
3.BHAGYAJYOTHI CASH DEPOSIT
4.SOUBHGYA NIDHI DEPOSIT
5.RECURRING DEPOSIT

Loan Schemes

1.DEPOSIT LOAN
2.HOUSING LOAN
3.JEWELL LOANS
4.LTAP WELL LOAN
5.LTAP FARM HOUSE
6.LTAP LAND DEVELOPMENT LOAN
7.LTAP PUMP LOAN
8.MANGALA KISSAN CREDIT LOAN
9.MORTGAGE LOAN
10.MTAP BULLOCK
11.MTAP MILK
12.MTAP POWER TILLER
13.OTHER PURPOSE LOAN
14.SELP-HELP GROUP LOANS
15.STAFF LOANS
16.VEHICLE LOANS
17.P F LOANS

Interest Rate Chart

FIXED DEPOSITS	INTREST	SENIOR CITIZEN
15 DAYS TO 45 DAYS	6.00%	6.50%
46 DAYS TO 90 DAYS	7.00%	7.50%
91 DASY TO 180 DAYS	7.50%	8.00%
181 DAYS TO 1 YEAR	9.50%	10.00%
1 YEAR TO 2 YEAR	10.00%	10.50%
2 YEARTO -5 YEAR	10.50%	11.00%

Facilities and Services

FOOD GRAINS DITRIBUTES,
FINANACIAL SERVICES ,
YASHASWINI SCHEME,
PIGMY COLLECTIONS.

Statistical Data

1.	Number of Members	4447
2.	Share Capital	5689045.00
3.	Deposits	10345990.20
4.	Loans to Members	110049095.00
5.	Reserves	6185454.08.00
6.	Funds	7951741.07
7.	Borrowings from DCC bank	36080561.00
8.	Net Profit	2908968.12
9.	Audit Classification	`A`

Contact Details

Head Office

Kavarady Co-Opearative Agriculture Society Ltd.
Kandloor ,Post Kandloor
Kundapura Taluk Ududpi Dist P
Phone Number :08254-237791.Mobile:9449367250 {Manager}

SALES DEPO:

KANDLOOR,
BALKOOR,
JAPTHI
MUDVALTHOOR