PADUBIDRI CO - OPERATIVE AGRICULTURAL SOCIETY (N.)
Year of establishment :1958
Names of villages covered :Nadsalu, Hejamadi, Palimar, Thenka Yermal, Nandikoor, Padebettu
President
Vice President
C.E.O
I.Deposits
| SL NO | Deposit type | Term | Interest rate |
| 1 | Fixed deposit |
46 days to 90 days |
4.50 % |
|
91 days to 180 days |
6.00% | |
|
181 days to within one year |
7.00% | |
|
1 year to within 2 year |
8.5% | |
|
2 year to within 3 year |
8.25% | |
|
Above 3 year |
8% | |
|
Additional 0.5% for senior citizen, x- service man and Institution |
||
| 2. | Saving Account |
4% |
|
| 3. | Recurring Deposit |
7.75% |
|
| 4. | Cumulative Deposit |
7.75% |
|
| 5 | Janapriya cash Certificate |
The sum doubles for eight years and six months |
|
| 6 | Day deposit |
1.5% |
|
II.Loans
| Sl No. | Loan Types | Interest Rate |
| 1 | MKCC LOAN |
0 |
| 2 | MKCC DAIRY LOAN |
0 |
| 3 | MTAP LOAN |
3% |
| 4 | HOUSING LOAN |
11% |
| 5 | MTNAP LOAN |
12% |
| 6 | LTNAP LOAN |
13% |
| 7 | VEHICLE LOAN |
11.5% |
| 8 | OP PIGMI LOAN |
15.5% |
| 9 | OTHER PERSONAL LOAN |
14% |
| 10 | SALARY BASED LOAN |
14% |
| 11 | SHG GROUP LOAN |
11.50% |
| 12 | JEWEL LOAN |
14% |
| 13 | CASH CREDIT LOAN |
12% |
| 14 | DEPOSIT LOAN |
2% additional on FD rate of interest |
| 15 | LOAN FOR HOUSING APPLIANCES |
14% |
| 16 | STAFF LOAN |
10.5% |
| 17 | EDUCATION LOAN |
10.1% |
| 18 | LOAN ON GOVT SECURITY |
14% |
| 1 | Number Of Members |
14198 |
| 2 | Share Capital |
1,94,20,050 |
| 3 | Deposit |
142,10,12,837.16 |
| 4 | Loans to members |
101,7226,425.00 |
| 5 | Reserve |
2,85,11,905.24 |
| 6 | Funds |
17,26,96,136.36 |
| 7 | Borrowings from DCC bank |
0 |
| 8 | Net Profit 2024-25 |
1,71,21,101.76 |
| 9 | Audit classification |
A |
“Sahakara Sangama” Head Office
Padub idri Co-Operative Agricultural Society (N)
Padubidri, Kaup Taluk, Udupi Dist – 574111
1. Main Branch Padubidri – 9141081623 |
2. City Branch Padubidri - 9448860584 |
3. Hejamady Branch – 9448835613 |
4. Palimar Branch – 9448843571 |
5. Thenka yermal - 9448848631 |