PANCHAGANGA RAITHARA SEVA SAHAKARI SANGHA LTD., HEMMADY

Year of establishment: 1973
Names of villages covered : Hemmady, Tallur, Uppinakudru, Hattiangady, Kenchanoor, Kanyana, Devalkunda, Kattbalthur, Noojady, Haklady Kundabarandady, Senapura, Hosady, Trasi, Gujjady, Gangolli.

Board of Directors

Sri Santhosh Kumar Shetty Hakladt

President

Sri Chandra Naik

Vice President

Sri. Bhaskar Poojary

C.E.O

Directors

Sri H. Rajeeva Devadiga

Sri Ananda P.H.

Sri Sharath Kumar Shetty

Sri Anthony Lewise

Sri M. Anantha Movady

Sri T. Santhosh Kumar Shetty

Sri Chandrashekhar Poojary

Sri Chandra Poojary

Sri Thammyya Devadiga

Smt Sadhu S. Billava

Smt. Chandramathi Hegde

Smt. Sharada

Sri Sandeep Shetty
Circle Supervisor

Deposit Schemes

Fixed Deposit,
Panchaganga Cash Certificate

Savings Bank

Reccurring Deposit

Pigmy Deposit

All types of Deposits collected

Loan Schemes

Agrl. Crop Loans
Agrl. Development Loans
Allied Agrl. Purpose Loans,
Vehicle Loan,
Housing Loan,
Household purpose,
Jewel Loan,
Deposit Loan,
Any loan disburse on request of Members depends the security, purpose, viabilities.

Interest Rate Chart

Interest rate on Fixed Deposit		Senior citizen
15 to 45 Days	3.50%	--
46 to 3 Months	4%	--
3 months to 6 months	5%	--
6 months to 1 year	6.50%	--
1 Year And Above Up To 3 Year	8.75%	9.25%
3 Year And Above	9.00%	9.50%
Cash Certificate Double For 8 Years

Facilities and Services

Ration shop,
Self Help Groups,
Govt. sponsor activities,
Facilitate Banking Activities

Statistical Data as on 31st March 2025

Sl. No..	Particulars	Figures
1.	Number of Members	9977
2.	Share Capital	30729739
3.	Deposits	796341023
4.	Funds	89237301
5.	Borrowings from S.C.D.C.C.Bank	291383000
6.	Loans to Members	953182131
7.	Net Profit	22982870.26
8.	Audit Classification	`B`

Contact Details

Head Office

Panchaganga Raithara Seva Sahakari Sangha Ltd.,
Hemmady -576230
KundapuraTaluk, Udupi Dist.
Phone No: 08254 278023

Branches

Tallur                               : 08254 238006
Kundanoojady               : 08254 267049
Hosadu                            : 08254 275743